No one wants to hear that their insurance won’t be enough to cover a claim. If a Business Interruption limit isn’t adequate, a business may not be able to cover the full estimated loss of earnings during a period of reinstatement.

Our insurer partner Aviva has provided Underinsurance claims examples for a Restaurant, Property Owner and a Garden Centre. Each example details what led to the claim, the level of underinsurance and the financial vulnerability this created within the claims settlement.

There is also advice and guidance on how each scenario could have been avoided.

Please click here to view the claims scenarios.