What is subsidence?

Subsidence occurs when the ground beneath a building sinks, often due to changes in soil moisture levels. This can lead to foundation movement and visible damage, such as cracks in walls or uneven floors. During the summer months many people will be turning their attention to gardening projects. Certain practices, particularly the planting of trees…
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Help to keep your business safe from extreme heat

Increased risk of fire, heat damage to buildings and potential sun exposure for outdoor workers are all things you’ll need to consider to keep your business running smoothly when a heatwave hits. Watch out for fire risks When the temperature heats up, the risk of fires rises with it.  Paying extra attention to common causes…
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Property Insurance Spotlight: Are your sums insured correct?

Individual circumstances change year on year for property owners, and our goal is to ensure your cover provides comprehensive protection tailored to your current needs. By proactively managing your risks, we can strengthen your position with insurers during renewal negotiations. Are your sums insured correct? One of the most critical aspects of your property renewal…
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Li-ion battery failure & fire risks: Flat Fire Case Study

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Hundreds of thousands of Li-ion batteries are in use daily without incident but when they ‘fail’, it can be catastrophic causing a severe fire inception hazard due to their chemical composition which includes a flammable electrolyte. Due to their nature, Li-ion batteries can pose a challenging fire risk particularly if they fail into thermal runaway…
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Preparing for your Insurance Renewal in 2025

With a variety of factors influencing the insurance landscape, insurers are taking a more detailed approach to risk. This means it’s more important than ever to ensure your insurance arrangements are accurate and reflect your current needs. Here are some key considerations to help you when your policy is due for renewal this year. Understanding…
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