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Many buildings in the UK are not designed to deal with extreme temperatures. Concrete buildings, for example, absorb more of the sun’s heat, making them more likely to overheat. Excess heat can cause cracks and worn surfaces to deteriorate, while exposure to sunlight could cause roofs to warp and crack. Subsidence can also be a…

Increased risk of fire, heat damage to buildings and potential sun exposure for outdoor workers are all things you’ll need to prepare for to keep your business running smoothly when a heatwave hits. When the temperature heats up, the risk of fires rises with it. Paying extra attention to common causes could save you from having…

England’s modern tenancy system was established under the Housing Act 1988, coming into force in 1989. The legislation introduced Assured Shorthold Tenancies (ASTs) — short-term occupancy agreements typically lasting 6 to 12 months — alongside “Section 21” no-fault evictions, which gave landlords broad powers to remove tenants with limited recourse. By the mid-2000s, homeownership was…

With the ongoing conflict across parts of the Middle East, we are advising all clients to carefully review their travel insurance policies before travelling. It is important to understand that not all personal or business travel insurance policies respond in the same way to geopolitical events. Many policies exclude claims arising from acts of war…

Take a stroll through any town centre and you cannot help but notice the number of boarded-up shopfronts and empty buildings. These properties were once the hub of the high street, where you’d take the kids for their favourite pick-and-mix, or browse the shelves of the local bookshop. Now, many sit idle waiting for a…

Putting off maintenance is a common driver of preventable property losses, yet it rarely gets the same attention as more visible risks. In reality, daily maintenance is a highly effective line of defence for most organisations. RiskSTOP have provided some excellent tips: Where property maintenance failures show up Ageing plant and machinery, worn electrical systems,…

We hope you’ve enjoyed a healthy, happy and successful 2025. Here are a few simple reminders to help keep you safe, secure and stress-free this December: Heading away for the holidays? Let a trusted neighbour know you will be away and avoid sharing travel plans or check-ins on social media Keep an eye out for…

Protecting Your People, Your Business and Your Reputation For many businesses, the company Christmas party is a well-earned opportunity to celebrate the year’s successes, thank employees for their hard work and include some team building. When planned well, it can be a positive and memorable event. When it isn’t, the consequences can extend far beyond…