News

Road safety during Ramadan

April 13, 2021

Ramadan is one of the most important religious celebrations in the Islamic calendar during which participants observe strict rules that include fasting from food or water between sunrise and sunset. Our insurer partner QBE outlines some risk management guidance as part of their duty of care, it’s advisable for employers to carry out a risk assessment…

What does the Ever Given Suez Canal blockage mean for Cargo policyholders?

April 9, 2021

Robert Brown

Uncategorized

Cargo, EverGiven

On Tuesday 23 March the container ship ‘Ever Given’ ran aground in the Suez Canal. The vessel, capable of carrying the equivalent of 20,000 twenty-foot containers and measuring nearly a quarter of a mile long, completely blocked one of the world’s busiest and most vital shipping lanes. According to the BBC, at the time that…

A year on from lockdown: Have you considered how aspects of your business insurance cover may need changing?

March 22, 2021

Robert Brown

Uncategorized

COVID-19

As the Government lockdown measures were introduced a year ago in an attempt to curb the spread of COVID-19, there has no doubt been a significant change to working practices across all sectors during the past 12 months. Below is a checklist of points to consider to ensure your business is best protected moving forward:…

The Insurance Market Cycle is hardening. What does this mean?

February 24, 2021

Robert Brown

Uncategorized

For many years the UK insurance market has operated in soft market conditions, but what exactly does this mean? UK businesses across all sectors have enjoyed insurers charging lower premiums than the rest of the world but are now experiencing a hardening (tightening of belts), which hasn’t been seen for almost 20 years. Naturally all…

Buildings and Business Premises that are closed in order to comply with local, regional or national Covid-19 regulations

January 15, 2021

Robert Brown

Uncategorized

COVID-19

On Monday 4 January the UK Government announced a further national lockdown in England, commencing immediately for an unspecified time period, which sits alongside similar further tightening of rules and regulations in Wales, Scotland and Northern Ireland. Further to our previous updates, if you have a commercial property insurance policy, in most cases it is…

Your own employees could be your biggest security threat!

December 3, 2020

Robert Brown

Uncategorized

Cyber Security

Guest blog: Authored by NMU It’s extremely important that businesses are conscious of IT security and take steps to protect themselves from threats, but no one can ever be 100% secure Cyber threats are rapidly evolving and there’s so many ways in which attackers can access networks and SME’s are as prone to an attack…

The importance of valuations – high value jewellery and watches

November 30, 2020

Robert Brown

Uncategorized

Private Clients, Valuations

Firstly if you’ve bought someone a surprise expensive present for Christmas, such as a watch or expensive jewellery, and are keeping it hidden at your home, it shouldn’t be a surprise to your insurance broker! Some insurers automatically increase your sum insured to accommodate any festive extras you’ll have in your home. Levels of additional…

Three-tier system of Coronavirus restrictions after the national lockdown ends on 2 December: Government Guidance for Businesses

November 27, 2020

Robert Brown

Uncategorized

COVID-19, Unoccupied Property

We learnt yesterday (26 November) that England is returning to a three-tier system of Coronavirus restrictions after the national lockdown ends on 2 December. Below is a summary of the latest Government COVID-19 guidance for various sectors regarding the new local restrictions within tiers. Please click on the title links below: Close contact services Guidance…

Preparing for Brexit

November 24, 2020

Robert Brown

Uncategorized

Brexit

The UK has left the EU and the transition period will end on 31st December 2020. As the UK transitions to its new relationship with the EU, businesses need to take action to prepare. From 1st January 2021, there will be a series of guaranteed changes and opportunities for businesses. Many of these changes will…

Risk Control Measures during temporary closedown periods

November 10, 2020

Robert Brown

Uncategorized

Risk Control Measures

Our insurer partner Zurich has put together a checklist of risk control measures to consider to help secure buildings and to use as a reference point for regular checks during temporary closedown periods: Waste: Remove all external waste, pallets and empty skips ahead of closing. Waste bins: Empty all waste bins and relocate to a…

News

Road safety during Ramadan

What does the Ever Given Suez Canal blockage mean for Cargo policyholders?

A year on from lockdown: Have you considered how aspects of your business insurance cover may need changing?

The Insurance Market Cycle is hardening. What does this mean?

Buildings and Business Premises that are closed in order to comply with local, regional or national Covid-19 regulations

Your own employees could be your biggest security threat!

The importance of valuations – high value jewellery and watches

Three-tier system of Coronavirus restrictions after the national lockdown ends on 2 December: Government Guidance for Businesses

Preparing for Brexit

Risk Control Measures during temporary closedown periods

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