London basements at risk following flash flooding

Following the flash floods in London last year, it was reported that the London fire brigade said it had taken around 300 calls – mostly about flooded basements or roads. Furthermore, Loss adjusters since identified several claims worth in excess of £100,000 connected to properties with extensive basements. Obviously basements and lower ground floors are more…
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Hosting refugees and home insurance cover

In response to the Government launching its “Homes for Ukraine” scheme, which will let people in the UK host refugees in their homes, we wanted to give clarity on home insurance cover. Put simply, different insurers will adopt a different stance. Aviva for example will treat refugees as guests, and therefore Aviva policyholders don’t need…
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What Is Multi-Factor Authentication?

Multi-factor authentication (MFA) adds a layer of protection to the sign-in process of computers and devices. We have seen specialist cyber insurers increasingly insisting on MFA as a way to protect businesses from cyber threats. One of our cyber insurance partners, CFC Underwriting, has provided a useful insight into multi-factor authentication (MFA) is and why…
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What is ‘index linking’ and why are property premiums increasing?

It goes without saying that all eyes are on inflation and the economy at the moment with issues surrounding building material supply, shortages of labour and lorry drivers following COVID-19 constantly in the headlines. With everything starting to become much more expensive for insurers settling claims, these costs need to be passed on somewhere, and that’s…
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New rules for road users

New rules came into effect on 29 January and it seems that many drivers may be unaware of updates to the Highway Code. Our insurer partner Allianz has outlined the changes below which can be split into three main areas: Rule 1: Hierarchy of road users. Rule 2: Clearer and stronger priorities for pedestrians. Rule…
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Cyber Vulnerability Alert: Log4j update and actions

Recently, a severe vulnerability has been identified in Log4j which is a piece of software widely used by applications and other services across the internet. What does this mean for your business? The vulnerability means businesses can be exposed to cyber attacks so it’s important that your IT team or outsource service provider take action…
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Festive Opening Hours

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Please note our festive opening hours: Christmas Eve 9am-5pm Monday 27th December Closed Tuesday 28th December Closed Wednesday 29th December 9am-5pm Thursday 30th December 9am-5pm Friday 31st December 9am-5pm Monday 3rd January Closed Tuesday 4th January 9am-5pm If you require urgent assistance during the festive period please call 020 3907 7866. Wishing you and your family happy…
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