News

The Association of British Insurers (ABI) recently warned that it’s latest Property Insurance Tracker show home insurers paid out £72 million for domestic subsidence claims during the second quarter of 2026, with the average subsidence claim reaching a record £20,000. The average payout is more than £2,000 higher than in the same period last year,…

From 27 August 2026 the Government legalised the sale of plug-in solar panels.  Plug-in solar panels, also known as balcony solar or “plug and play” systems can be connected directly into a standard domestic socket, allowing residents to generate their own electricity without a traditional rooftop installation. Our insurer partner Zurich has outlined four key…

Many buildings in the UK are not designed to deal with extreme temperatures. Concrete buildings, for example, absorb more of the sun’s heat, making them more likely to overheat. Excess heat can cause cracks and worn surfaces to deteriorate, while exposure to sunlight could cause roofs to warp and crack. Subsidence can also be a…

Increased risk of fire, heat damage to buildings and potential sun exposure for outdoor workers are all things you’ll need to prepare for to keep your business running smoothly when a heatwave hits. When the temperature heats up, the risk of fires rises with it. Paying extra attention to common causes could save you from having…

England’s modern tenancy system was established under the Housing Act 1988, coming into force in 1989. The legislation introduced Assured Shorthold Tenancies (ASTs) — short-term occupancy agreements typically lasting 6 to 12 months — alongside “Section 21” no-fault evictions, which gave landlords broad powers to remove tenants with limited recourse. By the mid-2000s, homeownership was…

With the ongoing conflict across parts of the Middle East, we are advising all clients to carefully review their travel insurance policies before travelling. It is important to understand that not all personal or business travel insurance policies respond in the same way to geopolitical events. Many policies exclude claims arising from acts of war…

Take a stroll through any town centre and you cannot help but notice the number of boarded-up shopfronts and empty buildings. These properties were once the hub of the high street, where you’d take the kids for their favourite pick-and-mix, or browse the shelves of the local bookshop. Now, many sit idle waiting for a…

Putting off maintenance is a common driver of preventable property losses, yet it rarely gets the same attention as more visible risks. In reality, daily maintenance is a highly effective line of defence for most organisations. RiskSTOP have provided some excellent tips: Where property maintenance failures show up Ageing plant and machinery, worn electrical systems,…