AXA: Change to index used for Flats contracts

It’s been widely publicised that inflation in the cost of building supplies and labour has reached its highest level for many years. Our insurer partner AXA has outlined the concerns this raises about the ability to keep sums insured at a level that will cover the significant inflationary pressures currently being experienced. The latest ONS…
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The Average Clause: A clause in your insurance that you should really know about

Insurance can be complicated. After all, it’s a contract and contracts are always full of conditions and clauses. One of our trusted partners, RebuildCostAssessment.com, has produced a 3-minute video which explains a little more about the ‘Average Clause’. Put simply, the Average Clause means if you insure your building for an amount that’s too low,…
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Green Card Update: August 2021

Following the UK decision to leave the European Union (EU), since 1 January 2021 a valid Green Card has been required for all vehicles and trailers travelling to the European Economic Area (EEA). From 2 August 2021, the European Commission has agreed that the UK are now able to participate in the “Green Card Free…
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COVID: Getting Back To Business Safely

As legal requirements are eased, it’s vital that businesses remain vigilant to the exposures they may face as a result of the ongoing pandemic. It’s important to remember that employers are responsible for the health and safety of their employees whilst they’re at work. COVID related claims: a practical guide for employers If a current…
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Preventing Underinsurance

The pandemic forced many businesses to change the way in which they operate. Many businesses may not fully appreciate the complexities that could delay getting their business up and running again after a loss, which leads us onto ‘underinsurance’. Although underinsurance can affect a business of any size, given the economic factors that make underinsurance…
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Top tips to combat commercial fly tipping and squatting

Over the past 18 months, the pandemic and restrictions on movement have meant many commercial premises and industrial estates have been left empty – and even now some remain quiet. We have seen an increase in vacant commercial premises being targeted for illegal raves, but incidents of illegal trespass, fly-tipping and metal theft are also…
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e-commerce boom sparks a surge in demand for storage and distribution space

Fears by insurer Zurich that pandemic-led e-commerce boom could spark rise in warehouse blazes Our insurer partner Zurich has warned of a potential rise in warehouse blazes as a pandemic-propelled e-commerce boom sparks a surge in demand for storage and distribution space. According to JLL, retailers are scrambling to secure more warehouse units, with demand…
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